"Your presentation to the MBA candidatures during Executives in Residence week was terrific."

Jack Hampton
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"On behalf of the New Jersey Affordable Housing Management Association and its members, I would like to extend our sincere appreciation for your presentation, "Insurance - The Moving Parts," at our 10th Annual Spring Management Event. Our members found your presentation thorough and informative. It provided a clear perspective on insurance and offered realistic examples of insurance company common practices that many of us were unaware of."

President, New Jersey, Affordable Housing Management Association
2008 Spring Management Event



"UIC and Al's team did a thorough walkthrough of our property, built an understanding of our business, our services and the various exposures our Company was subject to. UIC made several key recommendations that ultimately improved our coverage while still managing the cost efficiently. Their input gave us improved confidence in our policies and coverage."

Private New York City Club

“We engaged The ALS Group to review our insurance coverage and they provided a thorough review and worked with us to implement a plan of action that helped us on each renewal. We found that we had coverage gaps that ALS was able to identify and close. We keep ALS on retainer – it’s like having an outsourced risk manager”

“Our Company was referred to Al by our accountant – we were complaining to him about our insurance coverage and cost. Al reviewed the coverage and immediately became involved in the renewal process. He reviewed our existing coverage, met with our broker and was able to lay out a plan that achieved a smooth renewal with broadened coverage.”

"We are in the Construction industry in NYC and have big issues with our Liability coverage. We were referred to Al Sica and he worked with us to identify exposures in contracts we sign and helped choose brokers and coverage to support our business. We can accept jobs that our competitors can’t because we can satisfy insurance requirements of the big boys – Thanks Al!”

"Our Workers Compensation was out of hand. My attorney referred us to Al and he was able to negotiate a coverage and service plan with the broker and insurance company to allow our plant managers to appreciate safety. Al led our staff in quarterly safety and claims meetings and examined every claim, the status, the cause and what can be done to prevent future claims. We categorized our costs by plant and then further by production line & shift. Management reports were given to our plant managers and supervisors to keep them engaged in the process. We went from an experience modification of 2.65 to .87 – Once our workers compensation was on the verge of putting us out of business – now it makes us more competitive with our peers.”